I need help figuring out debt?

I have debt, I'm ashamed to admit it. I'm in way over my head and most of it is credit cards. I don't know how to get myself out of it. I need help form another source. I wanted to work with a debt consolidation company but I'm wary that I'll get ripped off. I asked the bank to help with a loan but I have too much unsecured debt so they won't approve me. I own a house but I can't take out a home equity because I had to use that to buy my ex husband out of the house. I just want to pay off my debt but it's getting harder with the credit card intrest rates I don't know what to do.